If you've known me for any time at all, you know Adam and I only use cash to buy just about everything. If the cash isn't there, we don't buy it. The only exceptions are huge purchases and trips. We use our credit card but then WE PAY IT OFF IMMEDIATELY using our savings account. We've been using cash for over 9 years now and I must say, IT WORKS! DO IT!! If you need tips, get on Pinterest and see what others are doing. I'm sure you'll find a system that works for you and your personality.
Since we moved to Miami, though, we've found it very complicated making it to the bank that's about 45 minutes away each week. Because Adam and I are very disciplined in how we spend our money, we've decided to use our credit card to earn Amazon gift cards and pay it off the 1st and 15th of every month. Again, we are extremely disciplined and NEVER pay interest or forget to pay it. So this works very nicely for us all while sticking to the teachings of Dave Ramsey (giving every dollar a name and not spending more than what's allotted for that category).
But I NEED to keep track in a simple way so I came up with an Excel sheet I just print off so I can write everything down. It's cheap, easy, simple and it works!
At the end of each month, any amount left over gets put into savings until we reach the next baby step in Ramsey's plan.